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Why it makes sense to coupon

December 29th, 2007 at 12:57 pm

I got a raise. It was around 3%, I think.... I barely remember because I really didn't care. OK, let's say my raise was $100. 25% will be taken away by tax so I only see $75 of it. Making $100 more is actually making $75 more. Sucks.

I coupon because couponing stretch $$. If I reduce my grocery bill by $100 using coupons, that's pure profits to me. In order to make $100, I actually have to earn about $130 considering tax effect. So, saving $100 by using coupon (or other saving methods) is actually same as making $130.

Of course, I am not complaining about my raise. It is nice. I turned around and increased my FSA contribution for next year, so I don't have to pay tax on my increased portion of my salary, and I can recoup money I used for some rebate items.

3 Responses to “Why it makes sense to coupon”

  1. simple987 Says:

    I am an avid coupon user, not because I have to but because its smart. Whenever I am at the register and pull out my big stack of coupons, I get a lot of rolled eyes and dirty looks, but I don't care.

  2. frugalhousewife Says:

    I also love coupons. It helps stretch my shopping dollars, which frees up money for other things. I recently got into a discussion with my SIL about buying toilet paper on sale with coupons and stocking up. She said they usually call out from the bathroom for someone to run to the store and buy more TP. She said she would "rather pay full price" for stuff anyway. I stopped the conversation there since it would be impossible to convince her that coupons and sales are good things.

  3. Maismom Says:

    Wow! "rather pay full price"??? You're right about stopping your conversation with her. I will never understand their logic of thinking.

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