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Budgeting for grocery

April 11th, 2008 at 02:42 pm

I changed my credit card from mileage type from reward type. I haven't used much of my credit card since I changed it, because I wanted to be careful with the new card first.

Now, I know how it's functioning, I decided to charge my grocery spending, too. Since grocery money comes from our joint account (we have his/her/our accounts), I bought gift card from two stores I normally shop. I bought $100 Safeway, and $50 Trader Joe's gift cards, and this should last at least for next two weeks. This way, I have a grocery budget in my hand (as a form of gift card), don't have to worry about the balance of our joint account, and I can earn some reward points.

I will see if this method is going to work well for us.



4 Responses to “Budgeting for grocery”

  1. ceejay74 Says:

    I think I understand...you bought the gift cards with your credit card and plan to pay them off from your joint account, right?

    Interesting concept since you earn points. Let us know how it works out for you!

  2. JanH Says:

    Thanks for the heads up on the $5 coupon for Walgreen's! Hubby and I used it today.

  3. Maismom Says:

    ceejay74,
    That's exactly right. I bought the Safeway gift card this morning, and arranged an online payment for my CC in the afternoon. So, it's all taken care of.

    JanH,
    I'm glad you took advantage of it!

  4. Aleta Says:

    I spoke with a cashier at Publix a few weeks ago and she says that she also buys the Publix gift cards and gets the points and doesn't have to worry about signing her name everytime she makes a purchase. I think it's a great idea.

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