I got a raise. It was around 3%, I think.... I barely remember because I really didn't care. OK, let's say my raise was $100. 25% will be taken away by tax so I only see $75 of it. Making $100 more is actually making $75 more. Sucks.
I coupon because couponing stretch $$. If I reduce my grocery bill by $100 using coupons, that's pure profits to me. In order to make $100, I actually have to earn about $130 considering tax effect. So, saving $100 by using coupon (or other saving methods) is actually same as making $130.
Of course, I am not complaining about my raise. It is nice. I turned around and increased my FSA contribution for next year, so I don't have to pay tax on my increased portion of my salary, and I can recoup money I used for some rebate items.
Why it makes sense to coupon
December 29th, 2007 at 08:57 pm
December 29th, 2007 at 09:37 pm 1198964236
December 29th, 2007 at 11:58 pm 1198972712
December 30th, 2007 at 03:11 am 1198984278