It's Pay Day today, and I transferred $500 towards my CC account first thing in the morning.

I may have to use my EF to cover some cost incurred this month. It seems that I do well for first six months of the year, and go downhill from there

My DD had an appointment for follow up check up for her wisdom teeth. Took one minute. She is heeling just fine. Good news!

Not so good news. She complained about her tooth, and said it might be a cavity. Sigh.... We used up her insurance coverage for this year. We're spending so much for dental expense this year, between DH and DD.... and me, too.